{"releaseGeneratedAt":"2026-10-22T15:22:31.971Z","feedCheckedAt":"2026-10-23T23:52:27.156Z","importedAt":"2026-10-23T23:52:27.156Z","refreshStatus":"ratechecker-published-feed","refreshNote":"Reads the existing published RateChecker U.S. benchmark dataset. Source observation dates remain separate from publication and feed-check dates.","attribution":"Source: Freddie Mac Primary Mortgage Market Survey, via RateChecker.ai. No affiliation or endorsement. U.S. national survey averages, not city rates, APRs or lender offers.","observations":[{"term":30,"rate":7.4,"effectiveDate":"2026-10-15","observedAt":"2026-10-22T15:22:31.971Z","sourceUrl":"https://www.freddiemac.com/pmms/docs/PMMS_history.csv","sourceName":"Freddie Mac Primary Mortgage Market Survey","assumptions":"Weekly national survey average for eligible conventional purchase applications, not a lender quote or APR."},{"term":15,"rate":6.71,"effectiveDate":"2026-10-15","observedAt":"2026-10-22T15:22:31.971Z","sourceUrl":"https://www.freddiemac.com/pmms/docs/PMMS_history.csv","sourceName":"Freddie Mac Primary Mortgage Market Survey","assumptions":"Weekly national survey average for eligible conventional purchase applications, not a lender quote or APR."}]}